Beyond Profits: How SA FinTech Startups Are Transforming Lives Across South Africa
“I used to spend three hours traveling to send money to my children. Now it takes three minutes on my phone.” — Sarah Mbatha, spaza shop owner, Soweto Across South Africa, SA fintech startups are creating life-changing solutions. From enabling faster payments to building trust in digital finance, these startups aren’t just building profitable businesses—they’re […]
Digital Banking Revolution: How South Africa is Banking the Unbanked
The Dawn of a New Financial Era The South African financial landscape is experiencing a remarkable transformation. In a country where traditional banking infrastructure once limited access to financial services, digital innovation is breaking down decades-old barriers. From bustling urban centers to remote rural communities, the digital banking revolution is reshaping how millions of South […]
SA’s Digital Banking Makeover: From Clunky to Cutting-Edge
Remember when banking apps looked like they were designed by a team of accountants after a three-day Excel binge? Well, grab your virtual time machine, because we’re about to take a whirlwind tour through the jaw-dropping evolution of South Africa’s digital banking interfaces. From fugly to fabulous, let’s see how our banks went from design […]
The Future of Digital Banking Security
Ready to peek behind the digital vault door? Strap in, because we’re about to blast off into the future of digital banking security. In a world where your money zips around at the speed of light, keeping it safe is like playing 4D chess while riding a rocket. But fear not! South African fintech wizards […]
5 Ways Digital Banking is Revolutionizing South Africa’s Financial Landscape
Buckle up and grab your digital wallets, because we’re about to take a wild ride through South Africa’s banking revolution. Gone are the days of yawn-inducing queues and paperwork mountains. We’re talking about a full-on financial metamorphosis, and you’ve got a front-row seat to the action. Let’s dive deep into the five mind-blowing ways digital […]
Awarding FinTechs that focus on Financial Inclusion – SA FinTech Awards 2025
As we gear up for the 2025 Fintech Awards, it’s time to look beyond the algorithms and apps to see the real impact of financial inclusion. These are the stories of lives transformed, dreams realized, and communities uplifted. Imagine a world where a farmer in a remote village can secure a loan with just a […]
How Sponsoring the 2025 Fintech Awards Can Redefine Your Brand’s Future
As South Africa emerges as the continents leader in FinTech innovation, one event is poised to capture this revolution in real-time: the 2025 Fintech Awards. But this isn’t just another industry gathering – it’s a golden ticket to the future of finance. And for a select few visionary companies, it’s an unprecedented opportunity to be […]
Decoding Financial Crime 2024: A Landmark Event in Financial Crime Prevention
As the CEO of titc.io and the organiser of the Decoding Financial Crime (DFC) event in Cape Town, I’m still riding the wave of the extraordinary energy and insights that emerged over those two transformative days. The journey to Decoding Financial Crime 2024 was one filled with ambition, challenge, and ultimately, a resounding success that […]
The Evolution of FinTech in South Africa | 2025 FinTech Awards
As we approach the eagerly anticipated 2025 FinTech Awards, it’s worth taking a moment to marvel at the incredible journey of financial technology in South Africa. From the early days of mobile money to the AI-driven solutions of today, the South African FinTech landscape has undergone a remarkable transformation. Let’s embark on a journey through […]
South African Awards 2025: FinTech Gala Set to Redefine African Finance
Mark your calendars for a night that will reshape the future of finance in Africa. The South African Awards 2025, focusing on FinTech innovation, are set to dazzle Johannesburg on November 14th, 2025. This isn’t just another awards ceremony; it’s a landmark event in the SA tech calendar that promises to put our nation at […]
The 2025 South African FinTech Awards Nomination Process
As the South African FinTech scene continues to buzz with innovation, a new beacon of recognition is on the horizon. The 2025 South African FinTech Awards are set to shine a spotlight on the best and brightest in our thriving financial technology ecosystem. But before the red carpet is rolled out and the trophies are […]
The Making of the 2025 South African FinTech Awards
One event is set to outshine them all. The 2025 South African FinTech Awards isn’t just another industry gathering – it’s a celebration of genius, a showcase of innovation, and a glimpse into the future of finance. But what goes into creating an event of this magnitude? Let’s pull back the curtain and take an […]
How to Identify a Crumbling FinTech
In the glittering world of FinTech, where unicorns roam and disruption is the name of the game, it’s easy to get starry-eyed about potential employers. But what if that shiny startup isn’t all it’s cracked up to be? Fear not, aspiring FinTech professionals! We’re here to teach you the fine art of digital sleuthing to […]
The State of FinTech in Africa in 2024
In the heart of the world’s second-largest continent, a financial revolution is brewing. Africa’s FinTech sector is not just growing – it’s exploding, reshaping the way millions handle money and access financial services. As we dive into the state of FinTech in Africa in 2024, we’re witnessing a transformation that’s as exciting as it is […]
How to Create a FinTech Startup in South Africa
Creating a FinTech startup in South Africa presents a unique blend of opportunities and challenges. With the country’s dynamic financial landscape and increasing demand for innovative financial solutions, there has never been a better time to venture into this space. This advisory guide offers thought leadership on establishing a FinTech startup in South Africa, covering […]
What is the FinTech Industry in South Africa?
The FinTech industry in South Africa has emerged as a dynamic and innovative sector within the broader financial services landscape. This industry has not only transformed traditional banking and finance but also opened new avenues for financial inclusion and economic growth. This article provides an in-depth look into the FinTech sector in South Africa, exploring […]
Revisiting Bitcoin’s True Potential
![Lorien Gamaroff, CopyRetry(148) The True Potential of Bitcoin with Lorien Gamaroff #fintech #crypto #blockchain - YouTube https://www.youtube.com/watch?v=QagDPpxO6No Transcript: (00:01) [Music] welcome back uh before we get ipastedDnow do the same for this:Certainly. I'll convert this podcast transcript into a professional journalistic article, focusing on the discussion about Bitcoin, blockchain technology, and the role of Centbee in the cryptocurrency space. Here's the article: Revisiting Bitcoin's True Potential: Insights from Centbee Co-Founder Lorien GamaroffClick to open document This article summarizes the key points from the podcast transcript, presenting them in a professional journalistic style. It highlights Lorien Gamaroff's perspectives on Bitcoin's original vision, the role of Centbee in making cryptocurrency accessible, and the potential future applications of blockchain technology. The tone is informative and balanced, suitable for a wide audience interested in cryptocurrency and blockchain technology. CopyRetryDchange the first paragraph to something much more exciting EditCertainly. I'll revise the first paragraph to make it more engaging and exciting. Here's the updated version: Revisiting Bitcoin's True Potential: Insights from Centbee Co-Founder Lorien GamaroffClick to open document This new opening paragraph is designed to be more exciting and attention-grabbing. It: Uses more dynamic language to create a sense of urgency and importance. Positions Lorien Gamaroff as a visionary bucking the trend of typical crypto narratives. Presents the idea of using Bitcoin as originally intended as a revolutionary concept. Hints at the broader implications of this vision for everyday financial transactions. Creates a hook by suggesting that this story is different from typical cryptocurrency coverage. The rest of the article remains the same, maintaining the structure and content we previously created. This new opening should draw readers in more effectively while setting the stage for the detailed information that follows. CopyRetryClaude can make mistakes. Please double-check responses. 3.5 Sonnet 1Revisiting Bitcoin's True Potential: Insights from Centbee Co-Founder Lorien GamaroffRevisiting Bitcoin's True Potential](https://titc.io/wp-content/uploads/2024/07/images-3.jpeg "Revisiting Bitcoin's True Potential 30")
In a world where Bitcoin’s price swings dominate headlines and crypto bros dream of Lamborghinis, one visionary is cutting through the noise with a revolutionary idea: what if we used Bitcoin for its original purpose? Enter Lorien Gamaroff, the maverick co-founder of Centbee, who’s on a mission to transform BTC from a speculative rollercoaster into […]
LexisNexis Risk Solutions – Pioneering the Fight Against Financial Crime
In an era where financial crime and illicit trafficking continue to evolve, LexisNexis Risk Solutions stands at the forefront of developing innovative technologies to combat these global issues. Johnny Bell, Senior Director for Europe, Middle East, and Africa recently shed light on the company’s multifaceted approach to tackling not just traditional fin crimes, but also […]
Lula – Revolutionising Business Banking in South Africa
In a landscape where traditional business banking often falls short, Lula (formally known as Lulalend), a South African fintech, is making waves by addressing the complexities of KYC (Know Your Customer) and AML (Anti-Money Laundering) requirements that have long been barriers to entry for many entrepreneurs. Trevor Gosling, CEO and co-founder of Lula, recently shed […]
Luno Leads the Way in South African Crypto Regulation
In a landmark development for the cryptocurrency industry in South Africa, Luno, a homegrown crypto exchange, has become the first to be awarded a license by the Financial Sector Conduct Authority (FSCA). This move signals a significant shift in the regulatory landscape for digital assets in the country and sets a new standard for crypto […]
The Global FinTech Skills Gap
Financial technology (FinTech) is reshaping the global economy, the demand for FinTech expertise has reached unprecedented levels. From blockchain to artificial intelligence, the evolving landscape of financial innovation is creating both opportunities and challenges for professionals and organizations alike. The Current State of FinTech Skills: A Global Perspective Recent data from the World Economic Forum […]
Revolutionizing Banking with Discovery Bank
In the heart of South Africa’s bustling financial sector, a quiet revolution is brewing. Discovery Bank, under the stewardship of CEO Hylton Kallner, is rewriting the rules of banking with a bold vision that marries cutting-edge technology with an innovative shared value model. Kallner, a veteran of nearly three decades at Discovery Group, recently sat […]
B2B vs. B2C: The Secrets of South Africa’s Booming FinTech Scene
Why FinTech is Important in South Africa The FinTech sector in South Africa has witnessed remarkable growth, driven by the need for innovative financial solutions and digital transformation. This vibrant industry encompasses both Business-to-Business (B2B) and Business-to-Consumer (B2C) models, each catering to distinct market needs and dynamics. Understanding the key differences between B2B and B2C […]
Why FinTech is Important in South Africa
Why FinTech is Important in South Africa Imagine a world where everyone, regardless of their background or location, can access the financial services they need to thrive. This vision is becoming a reality in South Africa, thanks to the explosive growth of FinTech. It’s not just a tech trend; it’s a transformative force reshaping our […]
Understanding the Difference Between FinTechs and Banks
Understanding the Difference between Banks and FinTechs As the financial landscape continues to develop, two key players stand out: traditional banks and innovative FinTech companies. While both are integral to the financial ecosystem, there are significant differences that distinguish them in terms of operations, services, and customer experience. Traditional Banks: The Pillars of Financial Infrastructure […]
Elevate Your Event Planning Game
Navigating the dynamic world of event management demands not only creativity and flexibility but also a robust toolkit that enhances efficiency and effectiveness. For both novice and seasoned event planners, finding a comprehensive solution that simplifies the intricacies of event planning is crucial. This is precisely where titc.io shines, offering its Event Builder Tool, designed […]
Why ‘Decoding Financial Crime’ is This Years Can’t Miss Event
Aug 29 – 30, 2024 – 08:00 AM Zeitz MOCAA – Cape Town, South Africa Are you curious about what’s next in the battle against financial crime? The Decoding Financial Crime – From Shadows to Spotlight event is just around the corner, and it’s shaping up to be an incredible experience filled with valuable insights […]
Global Legal Battles Against Financial Crime: Be in the Know
As the financial landscape evolves, so do the challenges in combating financial crime. From money laundering to cyber fraud, financial institutions and regulatory bodies worldwide face complex global legal battles in safeguarding the integrity of the financial system. The Complex Legal Terrain Navigating the global legal landscape for financial crime prevention requires a deep understanding […]
Unveiling The Future of Financial Crime Prevention
One of the most pressing challenges faced by financial institutions and regulators is the prevention of financial crime, as it continues to be a leading threat globally. From money laundering to fraud, financial crimes pose significant risks to the integrity of the financial system and the trust of stakeholders. Criminals often use these gains to […]
The Silent Threat: How Financial Crime Undermines Global Economies
In the dynamic and ever-evolving world of finance, the battle against financial crime has become a central concern for institutions worldwide. As we navigate through an era where digital transactions have become the norm, the sophistication of financial crimes has escalated, posing unprecedented challenges to the security of assets and the integrity of financial systems. […]
Decoding Financial Crime in 2024
Navigating the Complexities of Financial Crime in the Modern Era: A Call to Action from Decoding Financial Crime 2024 As we step into 2024, the landscape of financial crime has evolved into a more intricate and pervasive force, posing significant threats to individuals and organizations globally. Our journey today isn’t just about exploring these challenges; […]
The Best Fintech Podcast – and how it’s navigating the future.
Talking success – to over 125,000 people making it one of the best fintech podcasts out there Hey there! So, our podcast, Talking Success, is on this exciting journey in the fintech universe, and guess what? It’s not just any ride—it’s become one of the best fintech podcasts out there. Picture this: we’re weaving through […]
Decoding Financial Crime: The Anti-Conference on FinCrime
The Anti-Conference on Financial Crime: titc.io Spearheads a Radical Gathering with RelyComply and Others, to Showcase an Extraordinary Event Taking Place in Cape Town Later This Year. Shattering the Conference Mould: ‘Decoding Financial Crime‘ Sets the Stage for Revolutionary Collaboration In an industry first, titc.io curates an unparalleled gathering that’s everything a conference isn’t. “Decoding […]
The Urgent Call for FinTechs and FSPs to Deliver on Trust
Beyond Lip Service – The Urgent Call for FinTechs and FSPs to Deliver on Trust Trust is the cornerstone of any relationship, more so in the financial sector where the stakes involve not just monetary transactions but also personal data and privacy. Yet, there seems to be a dissonance between the trust that FinTechs, Financial […]
Ethics vs. Profit: The African FinTech Dilemma
Are FinTechs in Africa Taking Ethics as Importantly as Profit? In the burgeoning African FinTech sector, a pivotal question emerges: Are fintechs compromising ethical standards for profit? This dilemma is crucial in an industry characterized by rapid growth and innovation. As FinTech firms navigate their paths to success, there’s an underlying tension between maximizing profits […]
Introducing FinTech to Kids
Introducing FinTech to Kids – Piggy Banks to Digital Wallets The world around us has rapidly changed and we find ourselves in an era where digital transactions and online banking have become the norm, understanding FinTech is no longer a luxury but a necessity and therefore introducing FinTech to kids is not only a requirement […]
FinTech in Africa: 10 Key Qualities Shaping The Future
FinTech in Africa and its rapid transformation FinTech in Africa is undergoing a transformative era – its matured drastically from slacks and slops to chinos and shirts! Success in this dynamic field hinges on certain crucial qualities that professionals in the sector embody. In this artcle, we delve into 10 such qualities that are pivotal […]
African FinTech in 2024: The Essential Guide for Industry Executives
The Growth Imperative: Africa’s FinTech Awakening New year, new opportunities, right? Well, for FinTech in Africa, it’s more than just a neat phrase—it’s what’s actually happening on the ground. In 2024, the continent’s FinTech scene isn’t just on the rise; it’s the horizon everyone’s watching. Here’s the scoop: Africa’s FinTech growth is not just numbers […]
AML Compliance – How We Can Restore South Africa’s Global Reputation
AML Compliance And The Greylisting Challenge South Africa’s recent greylisting by the Financial Action Task Force (FATF) has sent ripples through its financial sector, highlighting the urgent need for stringent Anti-Money Laundering Compliance. AML Compliance is not just a regulatory hurdle but a national concern, affecting the country’s international financial relations and investor confidence. Understanding […]
FinTech Marketplace and its Transformative Power
The Emergence of FinTech Marketplaces In the evolving landscape of financial technology, the concept of a FinTech marketplace has become increasingly prominent. This unique platform has significantly impacted traditional financial services, fostering innovation, and driving growth in the sector. Understanding the Concept The concept, at its core, is a digital platform that connects various financial service providers […]
The Evolution of Our FinTech Marketplace
The Evolution of Our FinTech Marketplace Pioneering Growth in the Digital Finance World The quest for a unified, comprehensive solution has been a driving force behind many innovations. This is precisely where our FinTech (Financial Technology) Marketplace comes into play. Originally conceived as a platform to provide startups with essential software tools, it has since […]
The Future of FinTech: 2024 and Beyond
The Future of FinTech: 2024 and Beyond As we edge closer to 2024, the FinTech sector is on the cusp of revolutionary changes. In Africa, a region ripe for financial innovation, these changes are particularly pronounced. The rapid increase in mobile penetration and a significant unbanked population present unique opportunities for FinTech advancements. This blog […]
Financial Inclusion or Financial Literacy?
Introduction The narrative surrounding financial inclusion in Africa has been overwhelmingly positive, with various stakeholders, from governments to NGOs and FinTech companies, pushing for more accessible financial services. While financial inclusion is undoubtedly important, it overshadows an equally significant issue: financial literacy. This blog post aims to challenge the prevailing notion that financial inclusion alone […]
The Role of Partnerships in Accelerating FinTech Startups
Introduction The Role of Partnerships in Accelerating FinTech Startups in the rapidly evolving landscape of FinTech is nothing short of imperative. Startups often find themselves in a race against time to scale and achieve profitability. While innovation and agility are their strong suits, the complexities of the financial industry, regulatory hurdles, and the need […]
The Future of Gaming and Fintech – Convergence
Discover why gaming companies should consider hiring talent from the fintech industry.
Introducing Scan to Pay Vouchers: The Future of Loyalty Rewards is Here
As the festive season looms on the horizon, businesses are scrambling to find innovative ways to express gratitude to their employees and loyal customers. Forget the clichéd box of chocolates; it’s time to offer a gift that truly keeps on giving. In this article, “The Future of Loyalty Rewards is Here” learn about Scan to […]
FinTech Trends 2023
The FinTech world is forever changing, and staying aware of the latest advancements is critical for any business that wants to stay ahead of the curve. In this piece, we’ll delve into the key trends that are expected to shape the industry in the upcoming year 2023. 1. Cybersecurity Takes Center Stage Data breaches and […]
The Top FinTech Trends in 2022
Thus far, 2022 has been a difficult year. Russia invaded Ukraine, which has sent commodity and oil prices soaring; China has locked down its Shenzhen and Shanghai ports, which are some of the busiest in the world, due to rising COVID-19 cases in the country; and global food inflation is skyrocketing, with the Food and […]
Navigating regulatory controls in FinTech
Navigating FinTech regulations In his State of the Nation Address in February, President Cyril Ramaphosa announced the establishment of a task team dedicated to cutting red tape in South Africa that hampers the growth of industries and businesses. Red tape and government regulations have long been a problem in South Africa, and for a country […]
WTF is DeFi?
One of the standout features of the cryptocurrency rally of the last 12 months has been DeFi applications and the cryptocurrencies that power them. But what exactly is DeFi? DeFi, which is short for Decentralised Finance, is an ecosystem of blockchain projects with the potential to disrupt most of the financial services industry. To really understand the opportunity, it’s worth first considering […]
The issue with raising capital in Africa – part two
Guest writer – Kevin Mutiso. Passionate about the art of commerce and FinTech, Kevin co-founded and was CEO of the illustrious Alternative Circle, and is now Chairman of the Board of Digital Lenders Association of Kenya (DLAK). He has a lofty mission to impact 1 billion lives by 2030 through his many entrepreneurial pursuits. This […]
Executive Talent & The Gig Economy
The gig economy has evolved from a niche market that was largely populated by Uber drivers and freelancers on Upwork, into an important segment of the world economy full of talented specialists and a $200 billion global transaction volume. This process was emboldened and became a fundamental consideration in FinTech when the global pandemic spotlighted […]
Practical Solutions for a Resilient Post-COVID World
CBNC AFRICA CONFERENCE – 8th October 2020 The Role of Digital Currency in the Global Economy The Speakers Darren Franks – Founder & CEO, titc.io.Mohammed Ibrahim Jega – Co-Founder, Domineum.Mobolaji Onibudo – Founder & CEO, Digital Transactions Services.Shadrick Kubyane – Co-Founder, Coronet Blockchain.Ashley Mungai – Head of Intercorporate Governance/Public Relations, Global Policy House. Below is […]
The Future of Digital Payments in Post-COVID Mauritius
Write-up courtesy of Mauritius Africa Fintech Hub: MAFH hosted its third webinar on 30 July 2020 to explore opportunities and challenges for FinTech in a post-COVID Mauritius, with a focus on ‘The future of digital payments’. Lisa Doosoye, Head of Skills at MAFH, introduced the session theme and welcomed moderator Darren Franks, Founder and CEO […]
Retention & Increasing Transaction Volumes
The Covid-19 pandemic and subsequent global crisis have brought many industries close to collapse but provided a unique opportunity for the FinTech Industry to demonstrate its agility, resilience and ingenuity – the characteristics required to survive times of uncertainty. During our first webinar, we were joined by co-hosts Andreas Demleitner the co-founder of Peach Payments, a […]
Are challenger banks being tested by pandemic?
This article was published by Piotr Pietrzak on LinkedIn. We have permission from Piotr to publish this on our site There is a growing number of articles on how coronavirus will impact business around the world. It is already known that there is no such sector in the economy that will not get affected. In […]
A view from a Retail Banker -The new age of Digital Banking
By Quinton Steenkamp-Cairns I remember when digital banking first started, how genuinely scared I was to sign onto a platform to perform a transaction, paranoid that the funds would not reach its destination. It was a concern that many of our clients had as well. This was ironic seeing as I worked in the bank, […]
Blockchain Technology and a Pandemic
Blockchain the problem solver It was a year ago, at an event about South African Blockchain startups disrupting traditional industries, that I heard an important caveat to Blockchain technology. Ed O’Reilly, Co-Founder of NONA and one of the emphatic speakers delivered it: Blockchain technology cannot and should not solve every problem. It’s difficult and expensive, […]
Kenya’s Emerging Fintech Regulation
Kenya’s Emerging Fintech Regulation – The Central Bank of Kenya and the Treasury should be commended for their recent moves to prepare Kenya for changes to financial services regulations. They have consulted with the industry and taken time to understand the opportunities and risks that come with blockchain, mobile apps and other important technologies. Since […]
Digital Frontiers & Titc.io (Formerly TalentintheCloud)
Titc.io, Africa’s only FinTech recruitment specialists. This partnership will ensure a close relationship between fintech talent and development on the continent, boosting the sector with highly trained and well-placed professionals. We believe this partnership will not only boost the credibility of our Chartered Digital Finance Practitioner certification within the sector, but it will allow our […]
Remittances – How Diaspora Drives Economies
Increased from 80,000 to 2.1 million. Another substantial pattern consists of people emigrating from North Africa to Europe, and in particular to France. The third significant migration is from Zimbabwe to South Africa. Zimbabweans living in South Africa send over $1 billion home every year. Remittances differ from other capital flows in that they often flow […]
The African Payments Landscape – are banks too late?
Mobile payment companies have been filling the gap left by banks since long before the term ‘FinTech’ was coined. While other types of Fintechs are now making inroads across Africa, payment solutions dominate. McKinsey estimated that as of 2016 there were 143 different mobile money services available on the continent. The format these services take […]
Banks and FinTechs -competitors or partners?
Banks and FinTechs -competitors or partners? In many ways the banking sector has been the last industry disrupted by technology advancements. Banks have been notoriously slow to evolve, and this has created opportunities for dynamic and nimble FinTech start-ups around the world. Africa, with its unique challenges, offers FinTech companies plentiful opportunities to fill the […]
