Understanding the Difference Between FinTechs and Banks
Understanding the Difference between Banks and FinTechs As the financial landscape continues to develop, two key players stand out: traditional banks and innovative FinTech companies. While both are integral to the financial ecosystem, there are significant differences that distinguish them in terms of operations, services, and customer experience. Traditional Banks: The Pillars of Financial Infrastructure […]
Elevate Your Event Planning Game
Navigating the dynamic world of event management demands not only creativity and flexibility but also a robust toolkit that enhances efficiency and effectiveness. For both novice and seasoned event planners, finding a comprehensive solution that simplifies the intricacies of event planning is crucial. This is precisely where titc.io shines, offering its Event Builder Tool, designed […]
Why ‘Decoding Financial Crime’ is This Years Can’t Miss Event
Aug 29 – 30, 2024 – 08:00 AM Zeitz MOCAA – Cape Town, South Africa Are you curious about what’s next in the battle against financial crime? The Decoding Financial Crime – From Shadows to Spotlight event is just around the corner, and it’s shaping up to be an incredible experience filled with valuable insights […]
Global Legal Battles Against Financial Crime: Be in the Know
As the financial landscape evolves, so do the challenges in combating financial crime. From money laundering to cyber fraud, financial institutions and regulatory bodies worldwide face complex global legal battles in safeguarding the integrity of the financial system. The Complex Legal Terrain Navigating the global legal landscape for financial crime prevention requires a deep understanding […]
Unveiling The Future of Financial Crime Prevention
One of the most pressing challenges faced by financial institutions and regulators is the prevention of financial crime, as it continues to be a leading threat globally. From money laundering to fraud, financial crimes pose significant risks to the integrity of the financial system and the trust of stakeholders. Criminals often use these gains to […]
The Silent Threat: How Financial Crime Undermines Global Economies
In the dynamic and ever-evolving world of finance, the battle against financial crime has become a central concern for institutions worldwide. As we navigate through an era where digital transactions have become the norm, the sophistication of financial crimes has escalated, posing unprecedented challenges to the security of assets and the integrity of financial systems. […]
Decoding Financial Crime in 2024
Navigating the Complexities of Financial Crime in the Modern Era: A Call to Action from Decoding Financial Crime 2024 As we step into 2024, the landscape of financial crime has evolved into a more intricate and pervasive force, posing significant threats to individuals and organizations globally. Our journey today isn’t just about exploring these challenges; […]
The Best Fintech Podcast – and how it’s navigating the future.
Talking success – to over 125,000 people making it one of the best fintech podcasts out there Hey there! So, our podcast, Talking Success, is on this exciting journey in the fintech universe, and guess what? It’s not just any ride—it’s become one of the best fintech podcasts out there. Picture this: we’re weaving through […]
Decoding Financial Crime: The Anti-Conference on FinCrime
The Anti-Conference on Financial Crime: titc.io Spearheads a Radical Gathering with RelyComply and Others, to Showcase an Extraordinary Event Taking Place in Cape Town Later This Year. Shattering the Conference Mould: ‘Decoding Financial Crime‘ Sets the Stage for Revolutionary Collaboration In an industry first, titc.io curates an unparalleled gathering that’s everything a conference isn’t. “Decoding […]
The Urgent Call for FinTechs and FSPs to Deliver on Trust
Beyond Lip Service – The Urgent Call for FinTechs and FSPs to Deliver on Trust Trust is the cornerstone of any relationship, more so in the financial sector where the stakes involve not just monetary transactions but also personal data and privacy. Yet, there seems to be a dissonance between the trust that FinTechs, Financial […]
Ethics vs. Profit: The African FinTech Dilemma
Are FinTechs in Africa Taking Ethics as Importantly as Profit? In the burgeoning African FinTech sector, a pivotal question emerges: Are fintechs compromising ethical standards for profit? This dilemma is crucial in an industry characterized by rapid growth and innovation. As FinTech firms navigate their paths to success, there’s an underlying tension between maximizing profits […]
Introducing FinTech to Kids
Introducing FinTech to Kids – Piggy Banks to Digital Wallets The world around us has rapidly changed and we find ourselves in an era where digital transactions and online banking have become the norm, understanding FinTech is no longer a luxury but a necessity and therefore introducing FinTech to kids is not only a requirement […]
FinTech in Africa: 10 Key Qualities Shaping The Future
FinTech in Africa and its rapid transformation FinTech in Africa is undergoing a transformative era – its matured drastically from slacks and slops to chinos and shirts! Success in this dynamic field hinges on certain crucial qualities that professionals in the sector embody. In this artcle, we delve into 10 such qualities that are pivotal […]
African FinTech in 2024: The Essential Guide for Industry Executives
The Growth Imperative: Africa’s FinTech Awakening New year, new opportunities, right? Well, for FinTech in Africa, it’s more than just a neat phrase—it’s what’s actually happening on the ground. In 2024, the continent’s FinTech scene isn’t just on the rise; it’s the horizon everyone’s watching. Here’s the scoop: Africa’s FinTech growth is not just numbers […]
AML Compliance – How We Can Restore South Africa’s Global Reputation
AML Compliance And The Greylisting Challenge South Africa’s recent greylisting by the Financial Action Task Force (FATF) has sent ripples through its financial sector, highlighting the urgent need for stringent Anti-Money Laundering Compliance. AML Compliance is not just a regulatory hurdle but a national concern, affecting the country’s international financial relations and investor confidence. Understanding […]
FinTech Marketplace and its Transformative Power
The Emergence of FinTech Marketplaces In the evolving landscape of financial technology, the concept of a FinTech marketplace has become increasingly prominent. This unique platform has significantly impacted traditional financial services, fostering innovation, and driving growth in the sector. Understanding the Concept The concept, at its core, is a digital platform that connects various financial service providers […]
The Evolution of Our FinTech Marketplace
The Evolution of Our FinTech Marketplace Pioneering Growth in the Digital Finance World The quest for a unified, comprehensive solution has been a driving force behind many innovations. This is precisely where our FinTech (Financial Technology) Marketplace comes into play. Originally conceived as a platform to provide startups with essential software tools, it has since […]
The Future of FinTech: 2024 and Beyond
The Future of FinTech: 2024 and Beyond As we edge closer to 2024, the FinTech sector is on the cusp of revolutionary changes. In Africa, a region ripe for financial innovation, these changes are particularly pronounced. The rapid increase in mobile penetration and a significant unbanked population present unique opportunities for FinTech advancements. This blog […]
Financial Inclusion or Financial Literacy?
Introduction The narrative surrounding financial inclusion in Africa has been overwhelmingly positive, with various stakeholders, from governments to NGOs and FinTech companies, pushing for more accessible financial services. While financial inclusion is undoubtedly important, it overshadows an equally significant issue: financial literacy. This blog post aims to challenge the prevailing notion that financial inclusion alone […]
The Role of Partnerships in Accelerating FinTech Startups
Introduction The Role of Partnerships in Accelerating FinTech Startups in the rapidly evolving landscape of FinTech is nothing short of imperative. Startups often find themselves in a race against time to scale and achieve profitability. While innovation and agility are their strong suits, the complexities of the financial industry, regulatory hurdles, and the need […]
The Future of Gaming and Fintech – Convergence
Discover why gaming companies should consider hiring talent from the fintech industry.
Introducing Scan to Pay Vouchers: The Future of Loyalty Rewards is Here
As the festive season looms on the horizon, businesses are scrambling to find innovative ways to express gratitude to their employees and loyal customers. Forget the clichéd box of chocolates; it’s time to offer a gift that truly keeps on giving. In this article, “The Future of Loyalty Rewards is Here” learn about Scan to […]
FinTech Trends 2023
The FinTech world is forever changing, and staying aware of the latest advancements is critical for any business that wants to stay ahead of the curve. In this piece, we’ll delve into the key trends that are expected to shape the industry in the upcoming year 2023. 1. Cybersecurity Takes Center Stage Data breaches and […]
The Top FinTech Trends in 2022
Thus far, 2022 has been a difficult year. Russia invaded Ukraine, which has sent commodity and oil prices soaring; China has locked down its Shenzhen and Shanghai ports, which are some of the busiest in the world, due to rising COVID-19 cases in the country; and global food inflation is skyrocketing, with the Food and […]
Navigating regulatory controls in FinTech
Navigating FinTech regulations In his State of the Nation Address in February, President Cyril Ramaphosa announced the establishment of a task team dedicated to cutting red tape in South Africa that hampers the growth of industries and businesses. Red tape and government regulations have long been a problem in South Africa, and for a country […]
WTF is DeFi?
One of the standout features of the cryptocurrency rally of the last 12 months has been DeFi applications and the cryptocurrencies that power them. But what exactly is DeFi? DeFi, which is short for Decentralised Finance, is an ecosystem of blockchain projects with the potential to disrupt most of the financial services industry. To really understand the opportunity, it’s worth first considering […]
The issue with raising capital in Africa – part two
Guest writer – Kevin Mutiso. Passionate about the art of commerce and FinTech, Kevin co-founded and was CEO of the illustrious Alternative Circle, and is now Chairman of the Board of Digital Lenders Association of Kenya (DLAK). He has a lofty mission to impact 1 billion lives by 2030 through his many entrepreneurial pursuits. This […]
Executive Talent & The Gig Economy
The gig economy has evolved from a niche market that was largely populated by Uber drivers and freelancers on Upwork, into an important segment of the world economy full of talented specialists and a $200 billion global transaction volume. This process was emboldened and became a fundamental consideration in FinTech when the global pandemic spotlighted […]
Practical Solutions for a Resilient Post-COVID World
CBNC AFRICA CONFERENCE – 8th October 2020 The Role of Digital Currency in the Global Economy The Speakers Darren Franks – Founder & CEO, titc.io.Mohammed Ibrahim Jega – Co-Founder, Domineum.Mobolaji Onibudo – Founder & CEO, Digital Transactions Services.Shadrick Kubyane – Co-Founder, Coronet Blockchain.Ashley Mungai – Head of Intercorporate Governance/Public Relations, Global Policy House. Below is […]
The Future of Digital Payments in Post-COVID Mauritius
Write-up courtesy of Mauritius Africa Fintech Hub: MAFH hosted its third webinar on 30 July 2020 to explore opportunities and challenges for FinTech in a post-COVID Mauritius, with a focus on ‘The future of digital payments’. Lisa Doosoye, Head of Skills at MAFH, introduced the session theme and welcomed moderator Darren Franks, Founder and CEO […]
Retention & Increasing Transaction Volumes
The Covid-19 pandemic and subsequent global crisis have brought many industries close to collapse but provided a unique opportunity for the FinTech Industry to demonstrate its agility, resilience and ingenuity – the characteristics required to survive times of uncertainty. During our first webinar, we were joined by co-hosts Andreas Demleitner the co-founder of Peach Payments, a […]
Are challenger banks being tested by pandemic?
This article was published by Piotr Pietrzak on LinkedIn. We have permission from Piotr to publish this on our site There is a growing number of articles on how coronavirus will impact business around the world. It is already known that there is no such sector in the economy that will not get affected. In […]
A view from a Retail Banker -The new age of Digital Banking
By Quinton Steenkamp-Cairns I remember when digital banking first started, how genuinely scared I was to sign onto a platform to perform a transaction, paranoid that the funds would not reach its destination. It was a concern that many of our clients had as well. This was ironic seeing as I worked in the bank, […]
Blockchain Technology and a Pandemic
Blockchain the problem solver It was a year ago, at an event about South African Blockchain startups disrupting traditional industries, that I heard an important caveat to Blockchain technology. Ed O’Reilly, Co-Founder of NONA and one of the emphatic speakers delivered it: Blockchain technology cannot and should not solve every problem. It’s difficult and expensive, […]
Kenya’s Emerging Fintech Regulation
Kenya’s Emerging Fintech Regulation – The Central Bank of Kenya and the Treasury should be commended for their recent moves to prepare Kenya for changes to financial services regulations. They have consulted with the industry and taken time to understand the opportunities and risks that come with blockchain, mobile apps and other important technologies. Since […]
Digital Frontiers & Titc.io (Formerly TalentintheCloud)
Titc.io, Africa’s only FinTech recruitment specialists. This partnership will ensure a close relationship between fintech talent and development on the continent, boosting the sector with highly trained and well-placed professionals. We believe this partnership will not only boost the credibility of our Chartered Digital Finance Practitioner certification within the sector, but it will allow our […]
Remittances – How Diaspora Drives Economies
Increased from 80,000 to 2.1 million. Another substantial pattern consists of people emigrating from North Africa to Europe, and in particular to France. The third significant migration is from Zimbabwe to South Africa. Zimbabweans living in South Africa send over $1 billion home every year. Remittances differ from other capital flows in that they often flow […]
The African Payments Landscape – are banks too late?
Mobile payment companies have been filling the gap left by banks since long before the term ‘FinTech’ was coined. While other types of Fintechs are now making inroads across Africa, payment solutions dominate. McKinsey estimated that as of 2016 there were 143 different mobile money services available on the continent. The format these services take […]
Banks and FinTechs -competitors or partners?
Banks and FinTechs -competitors or partners? In many ways the banking sector has been the last industry disrupted by technology advancements. Banks have been notoriously slow to evolve, and this has created opportunities for dynamic and nimble FinTech start-ups around the world. Africa, with its unique challenges, offers FinTech companies plentiful opportunities to fill the […]
